Job loss or illness can put extra pressure on a one-parent budget. In Sweden, unemployment benefit, sick pay and private insurance have different rules. Start by checking which kind of support fits the change.
Sweden · Checked 17 September 2026
A-kassa is unemployment insurance paid through an unemployment fund. For new decisions from October 2025, income history, length of membership and other conditions affect the amount and duration. Membership alone does not guarantee payment.
Older benefit periods may continue under the former rules. An extension available under an old award should not be assumed to apply to a new one.
Under the new system, the initial rate can be up to 80%, 60% or 50%, depending on the conditions met. At the highest level, the maximum is 27,200 Swedish kronor (SEK) a month before tax. The percentage reduces over time.
The unemployment fund’s decision explains the level and number of benefit days for the claim.
Employer sick pay, benefits from Försäkringskassan—the Swedish Social Insurance Agency—and payments under a collective agreement may be relevant. Each has its own work, income and medical conditions.
Private sickness or income insurance can add support where the policy covers the event. There is no universal promise that everyone receives a particular percentage of salary throughout an illness.
This insurance may pay specified instalments during eligible illness or unemployment. It does not necessarily repay the whole loan. The policy explains what event triggers payment and for how long.
This guide explains general rules and services. It does not assess your individual case.
Information checked on 17 September 2026.
Based on the original article by Magnus Hjelmér.
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